QR Generator Online
UPI Payment QR

Free UPI QR Code Generator for Google Pay, PhonePe & Paytm Payments

Generate standard upi:// payment QR codes compatible with Google Pay, PhonePe, Paytm, BHIM, and all UPI-enabled apps in India.

Create QR Code Now View Features

Accept UPI Payments Anywhere in India

Print UPI QR codes for shop counters, market stalls, invoices, and online stores. Supports pre-filled amount and payee name for faster checkout.

Compatible with all major UPI apps including Google Pay, PhonePe, Paytm, BHIM, and Amazon Pay.

Technical Architecture & Protocol

Technical Architecture & NPCI Specification of UPI QR Codes

A UPI QR code carries the NPCI payment URI (`upi://pay?pa={vpa}&pn={name}&am={amount}&cu=INR`). Scan it in any UPI app in India and it reads the VPA, the payee name, the currency, and any pre-set amount.

Because NPCI standardises UPI across India, one code works in Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, CRED, and every banking app — no proprietary lock-in.

Permanent static codes with no platform commission, custom shop branding, and vector SVG export for counter displays.

UPI QR Codes vs. Card Swipe POS Machines vs. Cash Payments

FeatureUPI QR CodeCard Swipe POS MachineCash Payments
Hardware Cost ₹0 (Free printable QR code) ₹1,500 - ₹5,000 + Monthly rental
Merchant Transaction Fee 0% (NPCI zero-MDR on standard UPI) 1.5% - 2.5% MDR per transaction
Settlement Speed Instant real-time bank credit T+1 or T+2 business days
App Interoperability Universal (GPay, PhonePe, Paytm, BHIM) Card brand dependent
Contactless & Hygienic 100% Touchless mobile payment Requires physical card/PIN entry

How to Create a UPI QR Code in 3 Steps

1

Enter UPI ID (VPA) & Payee Name

Type your UPI ID (e.g. yourname@oksbi, merchant@paytm), your business name, and an optional fixed amount.

2

Customize Colors & Embed UPI Logo

Set the colours, restyle the corner eyes, and add the UPI or shop logo in the middle.

3

Download in SVG or PNG Format

Export the print-ready code for counters, receipts, acrylic stands, and digital invoices.

UPI QR Code Features & Capabilities

Universal UPI App Interoperability

Works in Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, CRED, and every Indian banking app.

Zero Platform Commission

Free, with no transaction fee, setup charge, or subscription.

Standard NPCI UPI Protocol

Generates compliant upi://pay strings that read across all scanners.

Vector SVG for Shop Displays

Prints durable counter stands, stickers, and wall displays with no pixelation.

Print Sizing & Placement Guide for UPI QR Codes

Follow S = D / 10 optical formula for reliable scanning across all smartphones.

Placement / ApplicationScanning DistanceMinimum Print SizeRecommended Call-to-Action
Billing Counter & Cash Wrap Stands 25 cm - 40 cm (10" - 16") 40 mm x 40 mm (1.6" x 1.6") "Scan & Pay with Any UPI App"
Storefront Windows & Entrance Doors 50 cm - 100 cm (20" - 40") 75 mm x 75 mm (3.0" x 3.0") "Accepted Here: GPay, PhonePe, Paytm"
Delivery Invoices & Bill Folders 15 cm - 30 cm (6" - 12") 25 mm x 25 mm (1.0" x 1.0") "Scan to Pay Bill via UPI"
Tabletop Dining Cards & Cafes 30 cm - 50 cm (12" - 20") 35 mm x 35 mm (1.4" x 1.4") "Scan to Pay Tableside"

Where to Use UPI QR Codes

  • 1

    Retail Shops & Supermarkets

    A billing-counter code takes fast, touchless payment with no POS rental.

  • 2

    Freelancers & Service Providers

    A code on the invoice settles direct to the bank with no wire delay.

  • 3

    Restaurants, Cafes & Food Trucks

    A table or bill-folder code lets diners settle the bill from their seat.

  • 4

    Donations & Cultural Festivals

    Collect cashless contributions and entry fees at a festival or a trust.

5 Best Practices for UPI QR Code Payments

  • Check the VPA. Confirm your UPI ID (e.g. mobile@upi, name@bank) before a mass print.
  • Include the payee name. Add the pn parameter so customers can verify the recipient before they approve.
  • Contrast. Black or dark navy on white reads fast under dim shop lighting.
  • Protect the print. Laminate the code or use an acrylic stand so scratches do not break the scan.
  • Test across apps. Scan with GPay, PhonePe, and Paytm to confirm the flow.

UPI QR Code FAQ

Everything developers, marketers, and business owners need to know.

What is a UPI ID (VPA) and where do I find it?
It is the identifier tied to your bank account — yourname@oksbi, mobile@paytm — shown in your GPay, PhonePe, or Paytm profile.
Which payment apps can scan this UPI QR code?
Every UPI app in India: Google Pay, PhonePe, Paytm, BHIM, Amazon Pay, CRED, and the banking apps.
Can I pre-fill a fixed payment amount in the QR code?
Enter an amount and the payer's app displays exactly that on scan.
Are there any platform charges from QR Generator Online?
None — free, with no transaction fee or recurring charge.
Do UPI QR codes expire?
No — it works right up until the linked UPI ID is deactivated.
Can I add my shop or company logo to the UPI QR code?
Set your shop logo or the UPI icon in the centre.
What format should I download for printing counter stands?
Vector SVG for crisp large-scale printing on acrylic stands, sunboard, and vinyl.
Is my banking information secure during generation?
It is — the details stay on your device and are never sent out.

UPI QR Code Print & Scan Checklist

Stand the code on an acrylic display with the UPI logo, list "Accepted: GPay, PhonePe, Paytm, BHIM", and test-scan with several apps before it goes on the counter.

All 22 QR Code Generators

Explore all 22 specialized QR Code generators to convert websites, WiFi, vCards, documents, social media, payment links, and locations into scannable barcodes.

URL

Redirect to an existing web URL

PDF Document

Link or upload a PDF menu, brochure, or catalog

Plain Text

Encode plain text into a QR Code

Contact

Share contact information instantly

WiFi

Share WiFi credentials via QR Code

Email

Create a pre-filled email QR Code

SMS

Create a pre-filled SMS QR Code

Phone

Make a phone call with one scan

WhatsApp

Start a WhatsApp conversation

Social

Link to your social media profile

Location

Share a map location

Event

Create a calendar event QR Code

Crypto

Share cryptocurrency payment address

Google Form

Link to a Google Form survey

Instagram

Share your Instagram profile

YouTube

Link to your YouTube channel or video

LinkedIn

Share your LinkedIn profile

Twitter / X

Share your Twitter/X profile

TikTok

Share your TikTok profile

Telegram

Share your Telegram profile or group

PayPal

Accept PayPal payments via QR

UPI

Accept UPI payments (India)

Privacy-First Platform: Static QR codes render 100% locally in your browser. Dynamic campaigns are securely managed with encrypted routing.

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Ready to Create Your UPI Payment QR?

Start generating professional, customizable QR Codes in seconds. No account needed, no fees — ever.

Create UPI Payment QR — It's Free

No sign-up required • Unlimited QR Codes • Download in PNG, SVG, WebP

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